Privacy Policy

1. Information We Collect

We collect information you voluntarily provide when you subscribe to our SMS briefing or contact us, including your first and last name, email address, and, if you opt in to SMS, your mobile phone number. We also collect basic technical information such as IP address, browser type, and pages visited, through standard server logs and analytics.

2. How We Use Your Information

• To deliver the weekly auto insurance briefing you requested.
• To respond to inquiries you submit through the Contact page.
• To send transactional account notifications related to your subscription.
• To send marketing messages only if you have separately opted in.
• To maintain, secure, and improve the website.

3. SMS Messaging

If you opt in to receive text messages, your phone number and consent record are used solely to deliver the messages you requested. SMS opt-in is collected through two separate, unchecked-by-default checkboxes for account notifications and marketing messages. You may opt out at any time by replying STOP, UNSUBSCRIBE, CANCEL, END, or QUIT. Reply HELP for assistance. Message and data rates may apply. Message frequency varies.

4. We Do Not Sell or Share Your Information

Premium Droplets will never sell, share, rent, or transfer your phone number, email address, name, or SMS consent data to any insurance carrier, insurance agent, insurance broker, lead aggregator, lead marketplace, or third-party marketer. Your consent and your contact information stay with Premium Droplets.

5. Service Providers

We use trusted third-party service providers (for example, SMS delivery platforms, email delivery platforms, hosting, and analytics) to operate the service. These providers may only process your information on our behalf and for the limited purposes described in this policy.

6. Cookies and Analytics

We use cookies and similar technologies for basic site functionality and aggregate analytics. You can disable cookies in your browser, though some parts of the site may not function correctly without them.

7. Your Rights

Depending on where you live, you may have the right to access, correct, delete, or restrict our processing of your personal information. To exercise any of these rights, email us at briefing@premiumdroplets.com.

8. Children's Privacy

The service is not directed to anyone under 18. We do not knowingly collect information from minors.

9. Data Retention and Security

We retain information only as long as needed to provide the service and meet legal obligations. We use reasonable administrative and technical safeguards to protect your information, though no system is perfectly secure.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a new "Last updated" date.

11. Related Documents

See also our Terms of Use and SMS Terms of Service.